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FYI
Lawyers as Leaders: A Civilian Perspective for Military Attorneys
Incredible demands weigh on America's military personnel who serve in zones of conflict such as Afghanistan, Iraq, Kosovo, Somalia, to name a few.
Don't Let Lawyers Kill Your PR Efforts
Banks spend a fortune on marketing: advertising, promotions, public service.
Lost Opportunities
Consumer loan closings are regarded as the "wastebasket of mortgage lending." In New York City, at least, they are usually entrusted to the lowest-bidding law firm (so as to gain or keep a perceived competitive edge, closing costs are either borne entirely by the lender or kept to a minimum). The lowest bidder employs the high-volume, low-profit template, using casual per-diem closers or cheapest available employees.
Off to War
Lenders and landlords should be aware of the protections afforded at both State and Federal level to persons called to active military service.
The End Is Not Always The End In Foreclosures
Some have been taught that New York law says: "If you come up short at the foreclosure sale, pursue a deficiency judgment at once, otherwise write off the shortfall, because you can not collect it from a borrower or guarantor any other way". That is even less the ironclad rule, due to a recent case.
Mortgage Servicing is a Minefield
We want to bring to your attention two recent court decisions that bear directly upon our work for banks and other mortgage clients.
Representing the Condo, HOA, or Co-op Board
New York State Bar News, March/April 2004, the New York State Bar Association Annual Meeting edition.
Land Poor No More: The Reverse Mortgage
For most people, their greatest single asset is their home. For most people, their finest (economic) day is that on which they pay off their home mortgage. But sophisticated financial planners see the other side of the coin-- the mortgage is paid, the home is "free and clear, Willie, free and clear!"--but the owners are old, retired on fixed incomes, without resources for repairs or taxes.
Jennifer -- No Progeny?
Sometimes one sentence in a Court's decision means a clear-cut victory.
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